Buena Esperanza Group
One of this group’s members is Laura María, 55. She’s married and has had 8 children. Six of them are married and live on their own, one of her sons is single and helps her out economically and her youngest son attends the local secondary school. Her husband works as a day laborer and the house they live in is their joint property.
Laura María does her housework but also raises guinea pigs, chickens and cattle whose milk she sells. She farms her land and uses what she grows for family consumption; if there are any leftovers she sells them.
She will use the loan to buy chicks and animal feed. Her goal is to have larger animal nursery.
Una de las socias de este grupo es la Señora. Laura María, tiene 55 años, es casada y fruto de su unión conyugal ha concebido 8 hijos, 6 de ellos son casados y viven independientes, uno de sus hijos solteros trabajan y le ayuda económicamente, su ultimo hijo estudia en un colegio de la localidad. Su esposo labora como jornalero y la casa en la que vive es de propiedad conyugal.
Doña Laura María se dedica a los quehaceres de su hogar en donde también cría cuyes, pollos y ganado del cual vende la leche. Cultiva sus terrenos y sus cosechas son para el consumo de su hogar y si existe un sobrante lo vende.
Su crédito lo va a invertir en la compra de pollos y alimento para sus animales.
Su meta es tener un criadero de animales más grande.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid