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Virgen Del Carmen De Moron Group
In this Group: Julia Delia , Dina Maria , Janet Giulietta , Melandia Bonifacia , Diana Isabel , Irene Mayra *
* not pictured
Greetings from Peru! Julia is a member of Virgen del Carmen de Morón Communal Bank, a group made up of six members who make a living in a variety of commercial activities.

Julia makes a living selling food, fish, fried liver, and also soda. She has worked in this business for 18 years. She works at night in a stall in her house.

Julia has requested the loan to buy clothing, polo shirts, pants, and jackets because she plans to invest in this new business.

Julia is married and has seven children. Thanks to her effort and dedication, Julia has bought chairs and furniture for her house and her children have an education. Her dream is to have her own place one day and for her business to keep growing.

Julia is very happy about this loan and is grateful to Edaprospo and Kiva.
View original language description ↓
¡Saludos desde Perú! La Sra. Julia es integrante de la alcancía comunal “Virgen del Carmen de Moron”, un grupo conformado por 6 socias que se dedican a diversas actividades de comercio.

Julia se dedica a la venta de comida , pescado, hígado frito y también gaseosas, lleva trabajando en este negocio desde hace 18 años. Trabaja de noche en un puesto en su casa.

Julia a solicitado el préstamo para comprar prendas de vestir, polos pantalón, chalecos ya que piensa invertir en este nuevo negocio . Su sueño es un día tener un puesto propio y que su negocio siga creciendo.

Julia es casada y tiene 7 hijos. Gracias a su esfuerzo y dedicación, Julia ha comprado sillas y muebles para su casa y sus hijos cuentan con educación. Julia está muy contenta con este préstamo y agradece a Edaprospo y a Kiva.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 168
    View loans »
    Peru Loans Fundraising
  • $60,197,200
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Virgen Del Carmen De Moron Group's $3,925 loan helped a member to buy clothing, polo shirts, pants, and jackets.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 5, 2012
Oct 19, 2012
Currency Exchange Loss:
Apr 17, 2013