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Dos Corazones Unidos-25 Group
In this Group: Freddy, Flora, Miguel Angel
The joint group Dos Corazones Unidos-25 (Two Hearts United-25) is made up of three members, two women and a man. The coordinator of the group is Freddy. He is 32 years old and married with 2 children; one is 11 and the other is 16. He works in public transportation; he has a minibus and his wife works as a shopkeeper selling earrings, necklaces, etc. His home is located in the neighborhood of Minasa. This loan is his first cycle in the organization.

Freddy is going to use this loan for maintenance of his vehicle, because the tires burst and without his vehicle he can’t work. For now they are living off his wife’s business. Freddy faces challenges in his business, which are, as he works in public transportation, he always has setbacks that harm him greatly for his earnings.

He is going to use the profits to continue improving his vehicle so that he can work and generate better income, and in this way improve his family’s quality of life. Freddy wishes more than anything for his children to become professionals, for which reason he is giving priority to financing their education. In the photo, Freddy is next to his wife.
View original language description ↓
El Grupo Solidario DOS CORAZONES UNIDOS-25 está compuesto por tres integrantes dos mujeres y un varón, el coordinador del grupo es el Sr. Freddy tiene 32 años es casado con 2 hijos que son de las edades de 11 y el otro de 16 años, el se dedica al transporte público, tiene un minibús y su mujer trabaja como comerciante vendiendo aretes, collares etc. Su domicilio que se encuentran en la zona de barrio Minasa, este préstamo es su primera secuencia dentro de la institución, el Sr. Freddy va a usar este préstamo hacer mantenimiento a su vehículo, por que las llantas reventaron y sin su vehículo no puede trabajar, por ahora están subsistiendo con el negocio de la esposa, Freddy enfrenta retos en su negocio que son como trabaja con transporte público siempre tiene contratiempos que le perjudica bastante para sus ingresos y va a utilizar los beneficios en seguir mejorando su vehículo para que pueda trabajar y generar mejores ingresos y así de esta manera mejorar su calidad de vida de su familia Freddy anhela mas que nada lograr que sus hijos salgan profesionales, por lo cual esta priorizando el financiar sus estudios. En la foto el Sr. freddy se encuentra en compañia de su esposa.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 73
    View loans »
    Bolivia Loans Fundraising
  • $28,639,275
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Dos Corazones Unidos-25 Group's $1,275 loan helped a member with vehicle maintenance.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 21, 2012
Listed
Oct 18, 2012
Currency Exchange Loss:
Possible
Ended:
Apr 17, 2013