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Juana Imelda
Juana is 39 years old and lives together with her life partner and children in her own house. She makes a living cultivating corn and beans. She has been working in agriculture for a number of years, which has given her valuable experience and allows her to grow the best crops. The land she cultivates is located in an area with a lot of agricultural activity and is close to where she lives. Everything she produces she sells in various parts of the community, and she already has a lot of clients who prefer her produce because of the quality, good prices and above all the excellent service.

Juana is a very enterprising woman who is dedicated to her work. She works hard every day in hopes of a more prosperous future, and she knows that only with love and perseverance can she achieve the success she desires.

In the last planting season she suffered several losses that she wishes to recoup. For this reason she is asking Integral for a loan which will allow her to buy corn seeds, beans, insecticide, herbicide, etc. Juana Enalda has good payment references and is very responsible. She is sure that she will be able to pay back her debt and at the same time trusts that the loan will give her and her family a better quality of life.
View original language description ↓
Juana de treinta y nueve años de edad vive junto a su compañero de vida y sus hijos en casa propia, ella se dedica al cultivo de maíz y frijol, tiene varios años de trabajar en la agricultura y eso le ha regalado valiosa experiencia que le permite obtener las mejores cosechas, el terreno de cultivo esta ubicado en una zona de alta incidencia agrícola y muy cercano a su vivienda, todo el producido lo comercia en diferentes alrededores de la comunidad y ya tiene mucha clientela pues las personas la prefieren por la calidad, los buenos precios y sobre todo por el excelente servicio; Juana es una mujer emprendedora, dedicada a su labor, todos los días se esfuerza al máximo por un futuro mas próspero, sabe que solo con amor y constancia alcanzará el éxito que tanto desea. En la última temporada de siembra tuvo algunas perdidas y quiere recuperarse por eso le solicita a INTEGRAL un crédito que le permita comprar semilla de maíz, frijol y herbicida. Juana tiene buenas referencias de pago y es muy responsable asegura que podrá saldar la deuda y a la vez confía que le dará a su familia una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 718
    View loans »
    El Salvador Loans Fundraising
  • $26,152,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $200 helped Juana Imelda to buy corn seeds, beans, insecticide, and herbicide.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Sep 24, 2012
Listed
Oct 22, 2012
Currency Exchange Loss:
N/A
Ended:
May 17, 2013