La Estancia < Paute> Group
One of the members of the group is Carmita. She has been a member for a year and a half. She lives in the community of Rumihurco in the canton of Paute. She is a single mother of a five year old who is studying in a small school in their town. She lives in her mother's house and they share all of the household expenses.
Carmita stays at home doing housework but in order to have financial independence, she works raising guinea pigs and chickens which she sells in her community either live or plucked.
She will invest her new loan in the purchase of guinea pigs so that she can increase her breeding of those animals.
Her goal is to give her son a good education.
Una de las socias de este grupo es la Señora. Carmita, es socia del banco comunal la Estancia hace un año y medio, vive por la comunidad de Rumihurco en el cantón de Paute. Ella es madre soltera de un niño de 5 años de edad que está estudiando en una escuelita de la localidad. Vive en la casa de su madre y comparten todos los gastos del hogar.
La Señora. Carmita pasa en casa dedicándose a los quehaceres del hogar pero para poder tener independencia económica se dedica a la crianza de cuyes y pollos, a los que los vende en pie o pelados, estos animalitos los vende en su comunidad.
Su nuevo crédito lo va a invertir en la compra de cuyes y así incrementar la crianza de estos animalitos.
Su meta es darle a su hijo una buena educación.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid