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Victor
Víctor is a 33-year-old farmer; he is single and he is currently responsible for two of his reasons for living, who are his children, one-year-old Emilia and twelve-year-old Carlos. He lives a hardworking life in the wooden house he built himself with the help of his neighbors. He has lived in his community since he was born and because of his legacy there he refers to himself as one of its founders, as he was one of the area's pioneers. He is also one of the leading producers in his field, which is growing coffee.

He has been working in the fields since he was a child and, later, on the plots that his parents left to him at an early age. With the help of workers, he became successful only a few years afterward.

The past few seasons coffee has suffered a shortfall in terms of price and this worries him a bit, but he tells us that throughout his life he has seen these things happen every once in a while and it is normal.

When planting season started, he was able to rent a plot of land where he plans to grow cacao with organic fertilizer, which is what he prefers, as it is the best way to offset the the low price of coffee. As such, he will need to pay for seeds, labor in the form of workers, and the acquisition of new tools with which he plans to make his work smoother, as he also plans to purchase this land in the future. This is his third loan and he is prepared to make his payments on time, as he plans to ask for another loan in the future. He is always a very active participant in his communal bank.

With the 2,000 he will buy cacao seedbeds, organic fertilizer, and tools, and he will also hire laborers to help him with the work.
View original language description ↓
Víctor una agricultor de 33 años, soltero actualmente tiene a su cargo a dos motivos de vida que son sus hijos Emilia de un año y Carlos de 12. Muy laborioso vive en una casa hecha con madera que el mismo construyo con ayuda de sus vecinos. Desde que nació vive en su comunidad cuyo legado le permite autodenominarse fundador, pues es uno de los pioneros de la zona así como la actividad que desempeña que es la producción de café siendo uno de los productores también líderes.
Desde pequeño se desempeña en el campo y posteriormente en parcelas que le fueron cedidos por sus padres a temprana edad, desde ese entonces con la ayuda de jornaleros logró consolidarse en solo unos años.
En las últimas temporadas el café sufrió cierto déficit en cuanto al precio y esto lo preocupa un poco, pero a lo largo de sus vida comenta es normal que estas cosas sucedan de vez en cuando.
Al iniciarse la temporada de siembra logro rentar una parcela en la cual tiene pensado producir cacao a base de abono orgánico como es de su preferencia ya que es la mejor manera de contrarrestar el bajo precio del café, por tanto será necesario contar con semillas, mano de obra por parte de jornaleros y la adquisición de nuevas herramientas con lo cual planea hacer el trabajo mas fluido, pues también planea a futuro adquirir dicho terreno. Este es su tercer crédito y esta dispuesto a cumplir con sus pagos de manera puntual ya que en adelante planea solicitar otro crédito. Es siempre muy participativo en su banco comunal.
Con los 2,000 comprará almácigos de cacao, abono orgánico y herramientas así mismo contactara a jornaleros para que ayuden en la actividad.

About Peru

  • $6,715
    Average annual income
  • 63
    View loans »
    Peru Loans Fundraising
  • $53,993,575
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Victor to buy cacao seedbeds, organic fertilizer, and tools.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 13, 2012
Listed
Oct 20, 2012
Currency Exchange Loss:
Possible
Ended:
Jul 18, 2013