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Using the abundant cow manure on his family farm, Cupertino will use his 8 cubic meter biodigester to reduce his cheese production costs while more effectively utilizing the waste he already has. His dairy farm is the primary source of income for his family and the biodigester will allow him to both displace non-renewable LP gas consumption and eliminate agrochemical fertilizer use on his farm. For him, the economic benefits are his primary concern but he is excited to concurrently reduce his impact on the environment. This Kiva loan represents 42% of the total cost of his system.

Additional Information

More information about this loan

Sistema Biobolsa is a distributor of small-scale, affordable biodigester systems that transform livestock waste into organic fertilizer for crops and biogas for cooking, heat and electricity. The company also provides farmers with education and financial assistance to help them use biodigesters to save money and improve their quality of life.

Sistema Biobolsa’s loan program began in early 2011, built on the fact that economic savings made possible by biodigesters could be used to pay back loans. However, because the company’s core business is not microfinance -- and because its partnership with Kiva is unique and unprecedented -- Kiva is unable to assign it a risk rating.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit

Repayment Schedule Note - For loans listed after June 18, 2013.

Even though the repayment schedule for this loan indicates that all repayments are to be made at the end of the loan term, lenders should expect repayments to be made prior to this time. Biobolsa borrowers are expected to make repayments to lenders as savings are realized from the use of the biodigester. Because these savings can be irregular, seasonal and/or unpredictable, Biobolsa has marked this loan as an end of term repayment schedule to avoid having their borrowers show up as incorrectly delinquent throughout the term of the loan.

About Mexico

  • $15,600
    Average annual income
  • 96
    View loans »
    Mexico Loans Fundraising
  • $19,574,250
    Funds lent in using Kiva
  • 12.8
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Cupertino to purchase an 8 cubic meter Sistema Biobolsa biodigester.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 10, 2012
Oct 22, 2012
Currency Exchange Loss:
Sep 17, 2013