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Djromahuton 15 Group
In this Group: Bernadette , Yvette, Delphine, Albertine, Mélanie
DJROMAHUTON 15 is a group of five people; the members are all friends living in the same neighbourhood. The group representative, Bernadette (who has her hand raised in the photo) is 32 years old and is married to a man named Kiki. They have four children, all in school. Bernadette and her husband live together, along with their children, and they share the task of meeting the household budget. Bernadette did not go to school.
For almost fifteen years now, she has sold corn from her home. She does this with great passion, and it allows her to meet her needs and those of her children. She buys the corn in the outlying areas of Bénin.
In order to meet consumer demand, she is requesting a first loan - together with the other members of the DJROMAHUTON 15 group. This loan will help them all to better meet their customers needs and also to increase their own profits.
View original language description ↓
DJROMAHUTON 15 est un groupe de cinq personnes, dont les membres sont des amies résidant dans le même quartier. La représentante du groupe, Bernadette (dont la main est levée sur la photo), est âgée de 32 ans et est mariée à un certain Kiki. Le couple a quatre enfants tous scolarisés. Bernadette et son mari vivent ensemble avec leurs enfants et assurent ensemble les différentes charges de la maison. Bernadette n’a pas été à l’école. Il y a près de quinze ans que Bernadette mène comme activité la vente de maïs à son domicile. Bernadette exerce cette activité passionnément, ce qui lui permet de subvenir à ses besoins et à ceux de ses enfants. Bernadette s’approvisionne dans des régions du Bénin. Dans la quête de la satisfaction de sa clientèle, Bernadette sollicite un premier crédit avec les autres membres du groupe DJROMAHUTON 15. Ce crédit leur servira à mieux répondre aux demandes de leur clientèle et à se faire plus de profits.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 501.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Djromahuton 15 Group's $1,150 loan helped a member to purchase sacks of corn.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 18, 2012
Listed
Oct 18, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 24, 2013