Chantal Sènami is 32 years old and lives in Bénin. She is married to a man named Mathieu. They have three children, and they all attend school. Chantal Sènami lives at home together with her husband and children, and meets the household expenses along with her husband.
In order to cover the various costs, she has worked as a mobile hairdresser for the last ten years or so. Alongside this business, she also sells jewelry and shoes. She buys her stock in selected towns in Bénin.
In order to meet her customers demand and to grow her income and her profit, she is seeking a loan from ALIDé for the third time. This loan will undoubtedly help her to grow her business and to increase her profits. The previous loans have both been fully repaid.
Chantal Sènami est âgée de 32 ans et vit au Bénin. Chantal Sènami est mariée à un certain Mathieu. Le couple a trois enfants tous scolarisés et à leur charge. Chantal Sènami vit ensemble avec son mari et ses enfants et assure ensemble avec son mari, les charges de la maison. Afin d’assurer les diverses charges de la famille, Chantal Sènami mène comme activité depuis une dizaine d’année, la coiffure d façon ambulante. Parallèlement à cette activité, Chantal Sènami vend des bijoux et des chaussures. Chantal Sènami s’approvisionne dans certaines villes du Bénin. Dans la quête de la satisfaction de sa clientèle et pour accroître son chiffre d’affaires et son revenu, Chantal Sènami sollicite pour la troisième fois, un crédit auprès de ALIDé. Ce prêt lui permettra certainement de rehausser le niveau de son activité et de se faire plus de profits. Les premiers prêts ont été bien remboursés.
Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.