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Melba Del Carmen
Melba is originally from Nindirí, a town in the department of Masaya. Her family are her husband and their three school-age children. She sells tortillas all day from morning and has a small grocery store on the side of the street, which is always near her home, so she can manage both businesses. She has four years of experience selling her products.

She feels that her business has been growing because of the effort she has put into it. She feels satisfied and wants to keep fighting for better living standards for her family and to give her children a proper education.

She has approached Ceprodel to request a loan so that she can purchase merchandise like firewood, corn, rice, sugar, pans, soap, tomato sauce, and lime to cook the corn with. This will allow her to continue giving her customers the very best, which will help her increase her income.
View original language description ↓
La Señora Melba, es originaria de Nindirí, municipio del departamento de Masaya, su núcleo familiar compuesta por su esposo y sus tres hijos en edad escolar.

Ella vende tortilla desde la mañana durante todo el día y tiene una pequeña pulpería a orilla de la calle el cual esta siempre cerca de su casa por lo que se puede hacer cargo de los dos negocios, tiene de experiencia en el ramo 4 años de comercializar su producto.

Siente que su negocio han ido aumentando gracias al esfuerzo obtenido se siente satisfecha y quiere seguir luchando para darles una mejor condición de vida a su familia y poder dándoles la educación adecuada a sus hijos.

Se acerca a Ceprodel para solicitar un préstamo que pueda comprar la mercadería tales como de Leña, maíz, arroz, azúcar, comal jabón extra salsa de tomate y cal para nesquisar el maíz. Y de esta manera seguir dando siempre lo mejor a sus clientes que le ayudara a tener mejores ingresos.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 106
    View loans »
    Nicaragua Loans Fundraising
  • $24,828,400
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Melba Del Carmen to purchase firewood, corn, rice, sugar, pans, soap, tomato sauce, and lime to cook the corn.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 12, 2012
Listed
Oct 18, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2013