Élie is 27 years old and lives in Benin. He only attended school for a short period of time. He is married to Justine, a hairdresser, with whom he has one child. Élie lives with his wife and his child and takes care of the household expenses with his wife.
In order to cover the various family expenses, Élie has been working as a decorator for about 10 years, in his own region. Additionally, he sells gravel. He stocks up in cities in Benin.
In order to satisfy the needs of his customers and to increase his turnover and income, he is requesting a second loan from ALIDé. This loan will surely help him to boost his level of activity and to increase his profits. His previous loan has been duly repaid.
Élie est âgé de 27 ans et vit au Bénin. Élie a peu fréquenté l’école. Élie est marié à Justine, une coiffeuse. Le couple a un enfant. Élie vit ensemble avec sa femme et son enfant et assure ensemble avec sa femme, les charges de la maison. Afin d’assurer les diverses charges de la famille, Élie mène comme activité depuis une dizaine d’année, la décoration dans sa région. Parallèlement à cette activité, Élie vend des graviers. Élie s’approvisionne dans des villes du Bénin. Dans la quête de la satisfaction de sa clientèle et pour accroître son chiffre d’affaires et son revenu, Élie sollicite pour la deuxième fois, un crédit auprès de ALIDé. Ce prêt lui permettra certainement de rehausser le niveau de son activité et de se faire plus de profits. Le premier prêt a été bien remboursé.
Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.