Nicolas is 41 years old and lives in Benin. He only attended school for a short period of time. He is married to Clarisse, a seamstress. They have five children in their care, some of whom go to school. Four of these children are their own children. Nicolas lives with his wife and children and takes care of the household expenses with his wife.
In order to cover the various family expenses, Nicolas has been working as a painter/decorator for about 20 years, in his shop. He buys his supplies in a city in Benin and in his own region.
In order to satisfy the needs of his customers and to increase his turnover and income, he is requesting a fourth loan from ALIDé. This loan will surely help him to boost his level of activity and to increase his profits. His previous loans were duly repaid.
Nicolas est âgé de 41 ans et vit au Bénin. Nicolas a peu fréquenté l’école. Nicolas est marié à Clarisse, une couturière. Le couple a cinq enfants à leur charge, dont certains scolarisés. Parmi les enfants, quatre sont leurs propres enfants. Nicolas vit ensemble avec sa femme et ses enfants et assure ensemble avec sa femme, les charges de la maison. Afin d’assurer les diverses charges de la famille, Nicolas mène comme activité depuis une vingtaine d’année, la peinture et la décoration dans son atelier. Nicolas s’approvisionne dans une ville du Bénin et dans sa région. Dans la quête de la satisfaction de sa clientèle et pour accroître son chiffre d’affaires et son revenu, Nicolas sollicite pour la quatrième fois, un crédit auprès de ALIDé. Ce prêt lui permettra certainement de rehausser le niveau de son activité et de se faire plus de profits. Les premiers prêts ont été bien remboursés.
Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.