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Cruz Magdalena
Cruz is 56 years old, single, and has adult children. Cruz says that she had to find a way to generate money for the household due to the lack of employment that exists in the country. So she made the decision to set up a store in her home, and sell drinks such as soft drinks and water. With the loan, Cruz will buy drinks, groceries, rice, cooking oil, etc.
View original language description ↓

Cruz tiene 56 años estado civil casada. Tiene hijos mayores de edad. Cruz cuenta que tuvo que ver la manera de cómo generar dinero a su casa por la falta de empleo que existe en el país. La cual tomo la decisión de ponerse una tienda en su casa de venta de bebidas como: gaseosas, agua. El negocio a ella le está resultando muy por lo que su sueño es surtir más su tienda. Con el préstamo Cruz comprara, bebidas, víveres, arroz, aceite etc.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 90
    View loans »
    Ecuador Loans Fundraising
  • $24,583,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Cruz Magdalena to buy drinks, groceries, rice, cooking oil, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 17, 2012
Oct 18, 2012
Currency Exchange Loss:
Oct 19, 2013