He needs the loan to buy sand, cement and bricks because he wants to reinforce the house’s main entrance in order to have better security. Samuel’s dream is to improve his income in order to be more independent and have more comfort and improve his quality of life. This is the second time he’s worked with Impro and first with Kiva.
Actualmente trabaja por más de diez horas ala día y a veces toda la noche en una empresa privada y con lo que gana debe cubrir los gastos de alimentación y pago de servicios básicos de su familia ya que vive con su madre que esta delicada de salud y es mayor de edad.
El crédito lo requiere para compra de arena, cemento, ladrillos, ya que desea refaccionar la entrada principal de su casa para tener más seguridad.
El sueño de Samuel es mejorar sus ingresos y poder ser más independiente para tener más comodidad y mejorar su calidad de vida.
Es la segunda vez que trabaja junto a IMPRO y la primera vez con KIVA.
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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Success!! The loan was 100% repaid