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Lodi is a 33-year-old father of two young children, 3 and 1 years old, who lives with his family in the very rural north of Albania. He is the only financial provider for the family and the caretaker for his elderly parents. He is busy every day, all day long, and this lifestyle keeps him content, he explained.
Lodi has a livestock business, including animals like cows, goats and sheep, and he has a large clientele throughout his region and central Albania. He sells milk to dairy farms and also baby animals to the local market.
The loan of 300,000 Albanian Lek that Lodi is requesting from VFA is to build a stable for his goats. He has separated the animals and already build separate stables for the cows and sheep, and now he wants to do the same for the goats.
His goal is to employ others as he expands his business, and this will happen soon, Lodi says.

Additional Information

More information about this loan

This loan is part of VisionFund Albania's value chain project designed to address the needs of extremely poor clients. The project has selected 90 clients from Area Development Projects and local economic empowerment projects run by WorldVision Albania (WVA) to serve the very poor. It will focus on livestock and agriculture financing, technical assistance, entrepreneurial skills training and expanding market access for clients' products. Importantly, interest rate payments will be covered by WVA. By supporting this loan, you are providing opportunity to some of the poorest people in rural Albania who have little to no access to credit, even through basic microfinance institutions.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 35
    View loans »
    Albania Loans Fundraising
  • $2,885,025
    Funds lent in using Kiva
  • 107.3
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,800 helped Lodi to build a goat stable.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Oct 18, 2012
Oct 22, 2012
Currency Exchange Loss:
May 17, 2015