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Mrs. Ayélé, age 45, is married to a telecommunication engineer. Their three children, aged 7 to 18, all attend school.

She has been selling pagnes, jewelry and cosmetic products since 2006, and she buys her merchandise from a store in Lomé.

She is seeking a third loan from WAGES to stock up on merchandise and better meet customer demand. She will use her profits to provide for her family’s well-being and to bolster her stock of merchandise.
Agée de 45ans, madame Ayélé est mariée à un ingénieur télécom et est mère de 03 enfants tous sur les bancs de l’école. L’ainé est âgé de 18ans et le dernier 07ans. En 2006, elle revend des pagnes, des bijoux et des produits cosmétiques qu’elle achète à Lomé dans une boutique. Elle sollicite de WAGES un troisième crédit pour s’approvisionner en marchandises afin de mieux répondre aux besoins de ses clients. Avec les profits, elle veut assurer l’épanouissement de la famille et augmenter son stock.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,700
    Average annual income
  • 9
    View loans »
    Togo Loans Fundraising
  • $8,671,525
    Funds lent in using Kiva
  • 501.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD
A loan of $800 helped Ayélé to buy pagnes, jewelry and cosmetic products.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 21, 2012
Nov 1, 2012
Currency Exchange Loss:
Nov 30, 2012