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Martha's Group
In this Group: Cecilia, Martha
Martha's Group is made up of a mother and her daughter but living in separate areas. They sell maize (corn) and Pampers. Martha is 27 years old and her mother is 49 years and they are in their 3rd loan cycle. They are very good and purposeful clients.They have been with ID-Ghana, Kiva's partner, for 3 years.

Martha sells maize (corn) and Pampers at her residence. She lives there together with her husband and son. She will need 1000 Ghana cedis to be able to buy two big bags of maize. Her customers made this order of two bags of maize (corn).

She sells from morning to evening and buys her goods from the maize market and has been reinvesting profit from sales.

They need a total amount of 2000 Ghana cedis to be able to sustain their businesses.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 39
    View loans »
    Ghana Loans Fundraising
  • $11,598,000
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Martha's Group's $1,075 loan helped a member to buy two big bags of maize to supply to customers.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Oct 5, 2012
Oct 22, 2012
Currency Exchange Loss:
Jun 17, 2013