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Judhisthir owns and manages a mobile phone repairing and selling centre; he repairs and sells mobile phones in his shop. He has been doing this work for the past 7 years in the market which is 4 kilometres away from his home.

He is a 30-year-old 'differently-able' person living with his parents, wife and a daughter aged one and a half in a small village of Odisha, India. He has a plan to expand his business by adding more spare parts like keypads, batteries, memory cards, chips, etc. used in mobile phones and a laptop for downloading songs and uploading them onto memory cards. In villages people don’t have computers to upload songs and pictures in their mobile phones, so they go to the mobile shops to fill up their memory card.

He says that there is no other shop in the village doing the downloading work so if he starts that work that will attract a maximum number of customers and will help him to increase his income.

He has requested a loan amount of 50,000 INR for purchasing spare parts and a laptop for his shop. He has a dream: to give all possible necessities to his family and save some money for his daughter’s education.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 127
    View loans »
    India Loans Fundraising
  • $5,421,200
    Funds lent in using Kiva
  • 52.8
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $950 helped Judhisthir to pay for purchasing mobile phone spare parts and a laptop for his shop.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Oct 9, 2012
Oct 22, 2012
Currency Exchange Loss: