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Armen lives in Kapan town with his wife and 7-year-old daughter. Armen works at the local Water Resources Management Agency. In addition, he runs a farm where he raises cows.

In order to increase income from cattle breeding, Armen plans to purchase more cattle. He has applied for this loan to buy 3 heifers and grass to feed the cattle. Armen expects to receive more milk and earn additional income from sales.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 119
    View loans »
    Armenia Loans Fundraising
  • $14,056,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Armen to pay for heifers and grass to feed the cattle.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 24, 2012
Oct 22, 2012
Currency Exchange Loss:
Oct 17, 2014