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Ms. Shamim is a 28-year-old unmarried lady. She has been doing a business of decorations with her mother for many years. She offers hand-made decorations to her customers. She is popular in providing beautiful decorations.

Her family consists of eight members. She wishes to send her siblings to school. Her father’s income is not sufficient to meet the daily expenses of the family members alone.

In order to improve her business, she contacted Kashf Foundation and requested a loan of Rs. 20,000 to buy sheets of silver and gold and also stocks of paints in various colors.

She expects to get an increase in her net income and desires to spend on the betterment of her family.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 278
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 95.3
    Pakistan Rupees (PKR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $225 helped Shamim to buy sheets of silver and gold and stocks of paints in various colors.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 12, 2012
Oct 22, 2012
Currency Exchange Loss:
Nov 17, 2013