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Kamadev owns and manages a variety store where he sells betel, coconut, incense sticks, biscuits, butter, tobacco sachets; garlands (used for worshipping god) etc. He established his shop in the village 4 years ago.

He is a 36-year-old, 'differently-able' person living with his wife and two sons aged 7 and 9 years old in a small village of Odisha, India. As he was not able to do any kind of work in which physical strength is required, he started a variety shop in the nearby market close to his village.

He has requested a loan amount of 25,000 INR for purchasing more stock of what he sells and a few new products like electric bulbs, detergents, soap, noodles, oil, etc., for his shop.

He has a dream: to have his children study in a good school and save some money to make their future secure.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 164
    View loans »
    India Loans Fundraising
  • $5,355,125
    Funds lent in using Kiva
  • 52.8
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $475 helped Kamadev to pay for purchasing betel, coconut, incense sticks, biscuits, butter, detergents, soap, and noodles for his variety shop.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Oct 8, 2012
Oct 22, 2012
Currency Exchange Loss: