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Pouwereou De Laouwai Group
In this Group: Sissi, Koudjoukalou, Naka, Marie, Batouani
Mrs. Sissi, age 42, is the mother of four children aged 11 to 19 who all attend school. She sells maize in the central region, an activity she performs with joy as it allows her to support herself and her children.

She is seeking a second loan from WAGES to buy a large quantity of maize for resale during periods of shortage. She has been in this line of work for 13 years.

Mrs. Sissi plans to use her profits to support her children’s education. She wants to become a leading merchant.

The other group members also work in trade. They hope that this loan will help them to ensure a better future for their families.
Madame sissi est âgée de 42ans. Elle est maman de 04 enfants tous sur les bancs de l’école. L’ainé est âgé de 19ans et le dernier 11ans. Elle est revendeuse de mais en REGION CENTRALE et le fait avec joie car c’est une activité qui lui procure des revenus lui permettant de se prendre en charge et d’assumer les besoins primaires de la famille. Elle sollicite ce second crédit à WAGES pour acheter des mais en abondances et revendre en saison de pénurie. Elle est dans ce domaine il y a 13ans. Avec les profits, elle veut assurer la scolarité de la famille et devenir une grande commerçante. Les autres femmes sont aussi dans le commerce et espèrent qu’avec ce crédit elles vont assurer un lendemain meilleur à leur famille.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Togo

  • $1,700
    Average annual income
  • 4
    View loans »
    Togo Loans Fundraising
  • $8,707,775
    Funds lent in using Kiva
  • 501.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Pouwereou De Laouwai Group's $850 loan helped a member to buy cereals for resale.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 25, 2012
Nov 1, 2012
Currency Exchange Loss:
Dec 17, 2013