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Ann Baba Sairam Self Help Group
In this Group: Premalta , Chandrama, Sanjulata, Mamata, Tilottama, Lata, Jemamani, Puni , Kamini , Sumati , Minarani , Babi , Nayana
Ann Baba Sairam Self Help Group is located in the village of Balipatna of Odisha, India, and has 13 members. All members are women. As a group, they have supported and encouraged each other to save and improve their financial circumstances. Premalta is the President of the group and is standing holding a register and wearing a blue saree.

Premalta, 30, lives with her husband and their two school-aged children in a humble home. Premalta’s husband works as a farmer in the village. To help supplement income for their family, Premalta has engaged herself in the activity of agriculture: she grows paddy in her field and sells it with the help of her husband. She has requested a loan for purchasing seeds, fertilizers, insecticides and sacks for storing the paddy.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 26
    View loans »
    India Loans Fundraising
  • $5,655,475
    Funds lent in using Kiva
  • 52.8
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Ann Baba Sairam Self Help Group's $3,700 loan helped a member to pay for purchasing seeds, fertilizers, insecticides and sacks for storing the paddy.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Oct 8, 2012
Oct 21, 2012
Currency Exchange Loss: