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Mariam runs a little shop. She started this business with her husband 5 years ago. The shop is located on the first floor of Mariam's house. Mariam not only has her permanent clients, but also distributes goods to the local kindergarten. Mariam has applied for this loan to increase the variety of goods in her shop. This will allow her to meet the clients' demands and increase her sales.

Mariam lives with her husband, little son, daughter, and father-in-law. Business income is vital for Mariam to have a stable income and sustain her family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 135
    View loans »
    Armenia Loans Fundraising
  • $14,314,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Mariam to pay for food, drinks, and household goods for her shop.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 26, 2012
Oct 21, 2012
Currency Exchange Loss:
Oct 17, 2013