Theresa is a 45-year-old married woman with four children. She makes and sells keke puaa (steamed pork buns) in her community to earn a living. She has many years of experience with this business.
Theresa needs a loan to buy flour, sugar, salt, onions, soy sauce and a gas oven for her business. She plans to use her profits to help her children's education. Theresa became a member of SPBD in 2012.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.