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Ms. Samina is a 35-year-old married woman and a mother of seven. Samina is an energetic woman and has been running a beauty parlor in Gujranwala for the past 4 years. She works for the improvement of her family's lifestyle and supports her husband for the better future and education of her children.

Recently she faced some problem of shortage of utensils and products in handling several customers at a time. She contacted Kashf foundation upon the suggestion of her friend and applied for a loan of Rs. 20,000 to purchase skin care products, make-up kits, streamers, and a rolling machine. She is hopeful to cater more customers at a time and increase her income. Samina intends to use the earned profits on the expansion of her parlor and on the education of her children.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 250
    View loans »
    Pakistan Loans Fundraising
  • $14,728,150
    Funds lent in using Kiva
  • 95.4
    Pakistan Rupees (PKR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $225 helped Samina to purchase skin care products, make-up kits, streamers, and a rolling machine.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 29, 2012
Oct 21, 2012
Currency Exchange Loss:
Oct 17, 2013