Kim was born in 1963. She has four children who are learning at secondary school and at university. Her oldest child is an accountant. Her husband raises chickens and fish for a living. His income is about 2,500,000 VND per month. Kim raises chickens to earn a living. She earns 2,500,000 VND a month. Her family’s total earnings are about 5,000,000 VND per month.
She has participated in SEDA's credit program since 2007. In the last cycle she borrowed 9,632,000 VND and repaid the loan on time. In this loan cycle, she would like to borrow 9,632,000 VND to buy food for chickens and fish. She always wants to let her children go to school through higher education and enlarge her farm.
The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.