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Ms Kiswar is a 38-year-old married woman. She is a hardworking lady and blessed with the skills of hand embroidery. She is been in this business for four years. Her client demand is strong, she offers various dresses for the occasion of weddings and parties. Kiswar has become very famous in her town. Her husband feels proud of her as he understands the fact that he is not able to meet the expenditures of his family members alone.

She is a mother of six children. She is responsible for providing them with good quality food and education. She needs to improve her business so she requested a loan of PKR 35,000 to buy packs of sequins, pearls and reels of threads in different colors. Kiswar hopes to grow her business and dreams of providing basic necessities of life to her children through all her hard work in her business.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 360
    View loans »
    Pakistan Loans Fundraising
  • $15,695,200
    Funds lent in using Kiva
  • 95.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Kiswar to buy packs of sequins, pearls and reels of threads in different colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 12, 2012
Oct 21, 2012
Currency Exchange Loss:
Nov 17, 2013