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Nelson Filander
Nelson, age 44, lives with his life partner and their children. He grows coffee, and he has been working in agriculture for several years. This has gifted him with valuable experience, which allows him to get the best crops.

The land that he cultivates has a great potential for the harvest, and it is close to his home. He sells in the areas surrounding his place. He has a lot of clientele who prefer him for the quality, good prices, and, above all, the excellent service. Nelson is known for his great kindness and humility. He is an enterprising man, devoted to his work, and he has a lot of goals he wishes to achieve.

He struggles and works hard day to day for a better future. He knows that it is only by doing this that he will achieve success. During the last planting season he had some losses due to the weather. He now wants to recover and increase the production.

That is why he is requesting a loan from Integral. He will use the loan to buy coffee seeds, insecticide, herbicide, and some tools, etc. Nelson has good payment references and a high moral character. He affirms that he will repay the loan, and he is confident that he will give his family a better quality of life.
View original language description ↓
Nelson de cuarenta y cuatro años de edad vive junto vive junto a su compañera de vida y sus hijos; él se dedica al cultivo de café, tiene varios años de trabajar en la agricultura y eso le ha regalado experiencia valiosa que le permite obtener las mejores siembras, el terreno de cultivo tiene alto potencial para la cosecha y esta cercano a su vivienda, comercia en los alrededores de la localidad y ya tiene mucha clientela que lo prefiere por la calidad, los buenos precios y sobre todo por el excelente servicio; Nelson se caracteriza por su gran amabilidad y humildad, es un hombre emprendedor, dedicado a su labor y con muchas metas que desea alcanzar, dia a dia lucha y se esfuerza por un futuro mejor pues sabe que solo así logrará el éxito. En la última temporada de siembra tuvo algunas perdidas debido al clima, y ahora quiere recuperarse y aumentar la producción por eso le solicita a INTEGRAL un crédito que le permita comprar semilla de café, insecticida, herbicida, algunas herramientas, etc. Nelson tiene buenas referencias de pago y una moral intachable, asegura que cancelará la deuda y a la vez confía que le dará a su familia una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 513
    View loans »
    El Salvador Loans Fundraising
  • $23,459,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Nelson Filander to buy coffee seeds, insecticide, herbicide, and some tools, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Sep 21, 2012
Listed
Oct 22, 2012
Currency Exchange Loss:
N/A
Ended:
Aug 18, 2013