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Jose Salvador
José Salvador, 50, lives with his life companion and their children in a house of his own. He works in agriculture, specifically growing corn and beans. He’s been in this line of work for several years and has attained much experience that allows him to obtain the best harvests. His farmland is located in a zone with a high concentration of agriculture and easily accessible from home. He sells all around his community and he’s very well-known. He’s acquired a large clientele that prefers him because of the quality of products, the good prices and above all the excellent service.

José is an enterprising man who is dedicated to his work. He’s always on the lookout for opportunities that will help him attain a better future. He strives to the maximum every day because he knows that’s the way to attain success.

He had some losses the previous season and he wants to take advantage of this one to recuperate. He needs to invest which is why he’s asking Integral for a loan to buy corn and bean seeds, insecticide, herbicide, etc. José Salvador has good payment references and is very responsible. He insists that he will be able to repay the loan while at the same time is confident that he will give his family better quality of life.
View original language description ↓
José Salvador de cincuenta años de edad vive junto a su compañera de vida y sus hijos en casa propia; él se dedica a la agricultura específicamente al cultivo de maíz y frijol, tiene varios años de trabajar en el rubro y se ha hecho de mucha experiencia que le permite obtener las mejores cosechas; el terreno de cultivo esta ubicado en una zona de alta incidencia agrícola y con fácil acceso a su vivienda, comercia en todos los alrededores de la comunidad es muy conocido y se ha hecho de mucha clientela que lo prefiere por la calidad del producto, los buenos precios pero sobre todo con un excelente servicio; José es un hombre emprendedor, dedicado a su labor, siempre esta a la expectativa de encontrar oportunidades que le ayuden a ganarse un futuro mejor, todos los días se esfuerza al máximo porque sabe que así logrará el éxito, en la ultima siembra tuvo perdidas y en esta temporada quiere aprovechar para recuperarse, necesita invertir por eso le solicita a INTEGRAL un crédito que le permita comprar semilla de maíz, frijol, insecticida, herbicida, etc. José Salvador tiene buenas referencias de pago y es muy responsable, asegura que podrá saldar la deuda y a la vez confía que le dará a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 694
    View loans »
    El Salvador Loans Fundraising
  • $24,290,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $550 helped Jose Salvador to buy corn and bean seeds, insecticide and herbicide.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Sep 17, 2012
Nov 1, 2012
Currency Exchange Loss:
Apr 18, 2013