Update on DalmeciaDalmecia is a member of the Caminemos Juntas (Let’s Walk Together) Communal Bank. She keeps on running her activity, selling crafts. She has been engaged in this activity for many years, and things are going well thanks to the daily dedication she works with. She uses dried seeds to creates necklaces and earrings upon requests for her customers. Dalmecia is a responsible and persevering person, as through this activity she provides for her family.
The loan she is requesting will be used to buy dried seeds for her crafts at wholesale prices.
She is grateful for the loan she has received and she commits to complying with the repayments of her dues according to schedule.
La socia solicita el crédito para la compra de semillas al por mayor para su negocio.
La socia se siente agradecida por el crédito otorgado y se compromete a cumplir con sus cuotas establecidas.
Previous Loan DetailsDalmecia is 37 years old with two children. She lives in Cusco, Peru. Dalmecia is an entrepenuerial and hard-working woman who makes and sells necklaces made from dried seeds. She sells her jewelry in different stores and artisanal centers around Cusco. Dalmecia needs a loan to buy more… More from Dalmecia's previous loan »
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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