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Melisa
In spite of 19 year old Melisa’s age, her firm commitment to work and her life partner, Edgar, with whom she has little four year old Elizabeth, has greatly helped her. She says that everything she has accomplished is for her daughter.

This young household is located in a house made of wood. Upon starting a life with Edgar, she joined the work that he has been doing in the field for ten years. Her main business activity is producing cacao and coffee. This way, together, they have strengthened a team that is moving towards progress.

The work has always caught her attention for being a collective job with good income due to the demand. Nevertheless, they were affected by the prices that were set at the collection sites.

Alongside this work, she is planning on starting to grow timber trees. This is because she feels that, in the future, it would be a good way to continue getting the maximum advantage of the land in a responsible way.

After the harvest season she needs to do the appropriate weeding. The weeds develop at a dizzying pace around her cacao trees. She needs to hire day workers to clear the fields, and she needs to buy the indispensable organic fertilizer for a quality production.

This is her first loan with MFP. She is grateful for the trust shown in her, and she pledges to make her payments responsibly. This is because she plans to continue and to get a larger loan.

She is grateful to her colleagues in her communal bank for the warm welcome she received.

She will add the 500 to her capital in order to get organic fertilizers and to hire the day workers to weed her fields.
View original language description ↓
Melisa de 19 años quien a pesar de su edad le ha valido en grande su firme compromiso con el trabajo y con Edgar su pareja con quien logro concebir a su pequeña Elizabeth de 4 años, todo lo logrado es para ella según cuenta. Este joven hogar tiene espacio en una vivienda construida a base de madera. Al iniciar una vida con Edgar se aunó a las labores que el desempeñaba desde hace 10 años en el campo cuya actividad principal es la producción de cacao y café, de esta manera juntos lograron consolidarla un equipo enrumbado en el progreso.
La labor siempre le llamo la atención por ser un trabajo colectivo y con buenas ganancias debido a la demanda, sin embargo en la última temporada se vieron afectados por el precio que los acopiadores otorgaron , sin embargo comentan esto ocurre de vez en cuando ya que es imposible mantener un precio estable cuando se trata de productos agropecuarios.
Paralelo a ello tiene pensado iniciar con la siembra de árboles madereros ya que a futuro considera es una buena manera seguir sacando el máximo provecho a los terrenos de manera responsable.
Finalizada la época de cosecha, tiene la necesidad de realizar un deshierbo correspondiente debido a que la maleza se desarrolló de manera vertiginosa en sus árboles de cacao y es necesario contar con jornaleros para la limpieza del mismo así como la compra de abono orgánico indispensable para una producción de calidad. Este es su primer préstamo con MFP, muy agradecida por la confianza promete corresponder de manera responsable con el pago de sus cuotas ya que tiene en mente seguir accediendo un mayor crédito. Así mismo agradece a sus compañeros de su banco comunal por la acogida brindada.
Con los 500 complementara su capital para adquirir abonos orgánicos y la contrata de jornaleros para el deshierbo de sus plantaciones.

About Peru

  • $6,715
    Average annual income
  • 100
    View loans »
    Peru Loans Fundraising
  • $55,041,650
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Melisa to buy organic fertilizer and to hire day workers.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 11, 2012
Listed
Oct 20, 2012
Currency Exchange Loss:
Possible
Ended:
Jul 18, 2013