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Wasis is originally from Java, but has spent quite a few years living in Bali running his own motorcycle repair shop. He has one employee who helps him and he brings in 600,000 Rupiah per month. He gets plenty of business in his shop because it is located next to a busy street with lots of motorcycle traffic. (Motorcycles are a common form of transportation for individuals and families in Indonesia) The income he gets from his business is used to pay for household necessities and also for purchasing spare parts for motorcycles. Wasis would like to grow his business, but he has been held back by his lack of funding. He would like to receive a loan to help him reach his goal.

Translated from Bahasa Indonesia by Courtenay Teska Race, Kiva Volunteer.

Wasis sebenarnya merupakan pendatang dari Jawa. Sudah beberapa tahun ini dia menetap di Bali dan mempunyai usaha bengkel kendaraan bermotor. Dari usahanya ini dia dibantu satu orang karyawan dan digaji Rp.600.000 per bulan. Keuntungan yang didapat setiap cukup besar, dikarenakan bengkelnya berada di jalur yang padat lalu lintas. Hasilnya bisa dipakai untuk keperluan rumah tangga dan juga untuk membeli suku cadang untuk kendaraan bermotor. Saat ini Wasis bermaksud untuk mengembangkan usahanya tapi terkendala modal. Oleh karena itu dia sangat berharap bisa diberi pinjaman oleh DINARI.

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

About Indonesia

  • $5,200
    Average annual income
  • 32
    View loans »
    Indonesia Loans Fundraising
  • $5,214,575
    Funds lent in using Kiva
  • 9,233.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Wasis to increase funding for his business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 1, 2008
May 18, 2008
Currency Exchange Loss:
Jul 15, 2009