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Update on Emperatriz

This member belongs to the communal bank HATUNCHASKAS. The member continues with her clothes manufacturing business. The member makes sportswear for her clients who order most from her. She has made a living in this activity for years and it is going well thanks to the hard work she puts in to her business every day. The member is a responsible and hard working person who in this way get her family ahead.

The member is requesting a loan to buy fabrics wholesale for her business.

The member feels grateful for the loan provided and is committed to making her payments in the established time period.
View original language description ↓
La socia pertenece al banco comunal HATUNCHASKAS,la socia continua con su negocio de confeccion de ropa,la socia confecciona ropa deportiva para sus clientes que mas le solicitan,la socia lleva años eneste negocio el cual le va bien gracias al empeño que le pone cada dia a su negocio,la socia es una persona responsable y empeñosa siendo de esta forma que la socia saca adelante a su familia.
La socia solicita el credito para la compra de tela al por mayor para su negocio.
La socia se siente agradecida por el credito otorgado y se compromete a cumplir con sus cuotas establecidas.

Previous Loan Details

Emperatriz, 57, has been in the sportswear manufacturing business for twenty years. Her clients are mostly sports teams and schools. She is married with three children. A loan will help Emperatriz buy more fabric. Currently she produces the sportswear on shared equipment and in the future she wou... More from Emperatriz's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 93
    View loans »
    Peru Loans Fundraising
  • $57,998,275
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Emperatriz to buy fabrics wholesale for her sportswear manufacturing business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 19, 2012
Oct 18, 2012
Currency Exchange Loss:
Feb 15, 2013
This photo was used before for a previous loan for Emperatriz. It was first posted on Kiva on May, 2012. Learn More