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Gladys Esther
Gladys is 54 years old and lives in the municipality of Puerto Colombia, a heavenly place located on the Caribbean coast, where she has a business selling merchandise like clothing, cosmetics, accessories, creams and perfumes to friends and relatives in the area. Gladys has three children between the ages of 22 and 36, and her husband also works. Promoting and selling the products is something she is diligent about, and she is helped by her youngest daughter, who distributes the products and is in charge of accounts receivable. Gladys' goal is to continue expanding the business, and it's for this reason she is requesting a Kiva loan, her first from Foundation Mario Santo Domingo. She plans to purchase a variety of merchandise, which she gets at a good discount through her catalogs, like creams, perfumes, clothing, cosmetics and feminine accessories. This will increase her supplies for the time of the season when her sales increase and she will be able to provide a better service to her customers so they make purchase and every time she makes a little more money.
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Gladys de 54 años de edad vive en el municipio de Puerto Colombia, lugar paradisiaco ubicado a orillas del Mar caribe, donde tiene su negocio de venta de mercancía como ropa, cosméticos, accesorios, cremas y perfumes, que vende entre familiares, amigos, del mismo municipio. Gladys conforma una familia con sus 3 hijos en las edades de 22 a 36 años y su esposo que también trabaja. Para ella promocionar y vender, representa una tarea que la mantiene activa y le permite obtener algunas utilidades que capitaliza en el mismo negocio, ayudado por su hija menor, quien distribuye los productos y se encarga de las cuentas por cobrar. Su meta es continuar ampliando su negocio y esta es la razón por la cual acude a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, mediante el cual invertirá en mercancías variadas, que llegaron con buenos descuentos en sus catálogos, como cremas perfumes ropa cosméticos y accesorios femenino, con los cuales planea impactar su mercado en este segundo semestre, época en las que sus ventas se incrementan y estará atenta a tenerle lo mejor a sus clientela, para que le compren y ella gane cada vez mas dinero. .

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 264
    View loans »
    Colombia Loans Fundraising
  • $13,343,550
    Funds lent in using Kiva
  • 1,799.5
    Colombia Pesos (COP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $400 helped Gladys Esther to purchase creams, perfumes, clothing, cosmetics, and feminine accessories.
99% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 12, 2012
Listed
Oct 17, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 28, 2014