6 Rosas [6 Roses] is a group of 5 women who decided to name themselves as such because they say they are like a rosebud opening to success. Florentina is 42 years old, married, and has two children, aged 10 and 13, in primary and secondary school. Florentina is a housewife and needed additional income to cover the expenses of her household. With her previous loan she was able to start a business and now she will use this loan to fill more orders of shoes for the winter season. She hopes that her business grows and that in the future she will be able to have her own shoe store in her house. This group has faced obstacles, but in the end they have come out ahead by supporting each other.
6 rosas es un grupo integrado por 5 mujeres y decidieron llamarse así porque dicen que son como un botón de rosa que esta abriendo al éxito. La señora Florentina tiene 42 años, es casada, tiene 2 hijos de 10 y 13 años, estudian primaria y secundaria. Florentina es ama de casa y necesitaba mas ingresos para poder cubrir con los gastos de su hogar. Con el crédito pudo iniciar su negocio y ahora lo utilizara para surtir mas pedidos de zapatos de temporada de frío. Ella desea que su negocio crezca y en un futuro poder tener su propia zapatería en su casa. Este grupo a pasado por obstáculos pero al final a salido adelante apoyándose unas a otras.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.