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Gs Buenos Aires Group
In this Group: Oscar Jose, Jose Abrahan, Maximiliano, Cristino
Oscar, 50, has five dependent children; he lives with his housemate. His main activity is growing coffee. He has three manzanas [Central American unit of land measurement] of coffee; its harvest has been his main source of income. He has more than 25 years’ experience.

Oscar is requesting the loan to provide crop maintenance; he will buy fertilizer, insecticide and pay labor costs for his farm staff. His main objective is to improve his farm’s productivity because the lack of financing has kept him from providing it with proper maintenance. With the requested loan, Oscar will be able to improve his coffee farm’s production and thus earn higher income to cover household expenses and provide better quality of life for his family. He and his wife have worked hard to acquire the family assets because this activity requires very hard work.

One of Oscar’s dreams is to have a more technologically up-to-date farm that would generate resources to provide his family with better quality of life. He and his fellow coffee growers joined together to form a group with the goal of requesting a loan to improve their farms. The other group members are Cristino, José and Maximiliano. Each owns his parcels and has much experience in managing their farms.

Danli, El Paraíso, Honduras-September, 2012
View original language description ↓
El Señor Oscar, tiene 50 años de edad, tiene 5 hijos dependientes vive junto a su compañera de hogar, Su actividad principal es la caficultura el cuenta con 3 manzanas de café cosechera la que han sido su fuente principal de ingresos, tiene una experiencia de mas de 25 años, Don Oscar esta solicitando el préstamo para el mantenimiento de su finca de café Como ser la compra de fertilizantes, plaguicidas y pago de mano de obra de los empleados en la finca, siendo su adjetivo principal mejorar la productividad de su finca ya que por la falta de financiamiento no le ha podido dar el mantenimiento adecuado, con el apoyo del préstamo solicitado que reciba Don Oscar, le contribuirá a mejorar la producción de su finca de café, y así obtener mejores ingresos para cubrir los gastos en el hogar y darle una mejor calidad de vida a su familia, junto con su esposa han trabajado mucho para contar con el patrimonio familiar ya que en esta actividad se tiene que trabajar muy duro.
Don Oscar uno de sus sueños es tener una mejores fincas tecnificadas que le generaría recursos para darle una mejor calidad de vida su familia, junto a sus compañeros caficultores se asociaron para formar un grupo con el fin de solicitar un crédito para mejorar su fincas siendo los demás integrantes. Cristino, José y Maximiliano cada uno propietario de sus propias parcelas contando con mucha experiencia en el manejos de sus fincas.

Danli El Paraíso, Honduras - Septiembre 2012

Additional Information

Prisma Honduras, S.A.

This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,800
    Average annual income
  • 84
    View loans »
    Honduras Loans Fundraising
  • $8,841,950
    Funds lent in using Kiva
  • 19.7
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of Gs Buenos Aires Group's $1,950 loan helped a member to buy fertilizer, insecticide and to pay farmworkers' labor costs.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Sep 17, 2012
Nov 1, 2012
Currency Exchange Loss:
Mar 15, 2013