Los Girasoles Group
For the last 11 years, Anita has worked growing strawberries because she owns a wide plot of land that she doesn't want to waste. She also works selling milk. Anita has eight milking cows that she wakes up early each day to milk. She sells their milk to various families in her community and in a nearby town.
Anita says that, "Thanks to the loans that I have received from VisionFund, my business has improved, my cows are in better condition, and I have been able to grow more strawberries. Before, my earnings were not enough to sow more and to buy the fertilizers needed to grow them." Now, Anita is requesting a loan in order to improve her strawberry crop and to buy fertilizers to help them grow. She will also buy food, vitamins, and de-wormers for her milk cows in order to produce more milk. Currently, she gets about 250 liters each day because she cannot milk all of the cows at once. She must let them rest so they will produce more milk.
Anita's goal is to increase the number of customers she serves. She would like to have a permanent spot in the market in her community where she could also make and sell cheeses, creams, sweet buns, and other dairy products.
The other 15 members of Los Girasoles are Graciela, Sofía, Gabriela, Paulina, Ysabel, Felipa, Sofía Salguero, Verónica, Teresa, Itxe Ivette, María Guadalupe, Juana, Ma. Remedios, Raquel y Mariana. They will use their portions of the loan to stock a grocery store; to buy clothing and shoes to sell; to buy regional sweets, seasonal fruits and vegetables; to buy materials to make work gloves; for vehicle alterations; to obtain second-hand clothing; to buy perfumes and cosmetics to sell; and to buy chicken to sell by the pound.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid