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Karen Jeniffer
Karen, 22, is single and has a son. Karen comments that because of the lack of employment opportunities in the country she was unable to find a steady job so she decided to become a merchant. One of her greatest impediments, however, is lack of capital because what she sells is clothes. Karen will use the loan to buy coats, blouses, pants, T-shirts, etc.
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Karen tiene 22 años estado civil soltera, tiene 1 hijo. Karen comenta que a causa de la falta de empleo que posee el país y no podía encontrar un trabajo fijo, tomo el rumbo de ser una comerciante. Pero uno de sus mayores impedimentos es la falta de capital, pues lo que ella vende es ropa. Con el préstamo Karen va a comprar: abrigos, blusas, pantalones, camisetas etc.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 54
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Karen Jeniffer to buy coats, blouses, pants, T-shirts, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 17, 2012
Oct 17, 2012
Currency Exchange Loss:
Oct 19, 2013