This is Hawa, 39 years old. She is married and has 4 children, aged 19, 16, 14 and 12. She has four additional dependents who live with her as younger sisters. In 2000, Hawa established her ladies' handbags business. She began her business because her husband did not care for her and the children. Since she wants her children to be brought up well, she decided to go into business to gain her own source of revenue. Working 6 days a week and 8 hours a day, she earns about Le 800,000 a month from this business. She would like a loan in the amount of Le 3,000,000. Hawa needs the loan in order to buy Le 3,000,000 worth of bags. She hopes that this loan will enable her to increase her monthly profits by approximately Le 500,000. In the future, Hawa plans to establish an outlet for one of her sisters, so that her revenue base will be improved. She thanks you for your support.
About the Association or Rural Development
The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.