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Ilham is 30 years old and lives in Azerbaijan. He is married with two children, and his eldest child is going to school. For the past 3 years, Ilham has been working hard to manage a boutique which sells shoes. As a result, he has managed to grow the business and he has opened another clothes boutique.

The loan will be used to buy more shoes and clothes for resale. Ilham plans to further develop his business, as he wants to support his children's education to give them a modern education at an advanced level. He works hard to realize his goals by adding goods that will attract more customers, and produce greater profits.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Azerbaijan

  • $10,800
    Average annual income
  • 69
    View loans »
    Azerbaijan Loans Fundraising
  • $14,505,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Ilham to purchase shoes and clothes for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 25, 2012
Oct 20, 2012
Currency Exchange Loss:
Oct 17, 2013