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Dinine Dama Group
In this Group: Tchamdja, Kpatcha, Bernadette, Babaniyebou, Anakom, Karba, N'dani, Nassan, N'ba*
* not pictured
A farmer since 1990, Tchamdja was born in 1963 and his spouse is a housewife. The couple have 11 children, 10 of whom attend school. The eldest is 22 years old and the youngest, 6.

This will be Tchamdja's first loan cycle with WAGES and the loan will be used to buy agricultural inputs in order to make sure his crops perform well. He has been nominated as the leader of the group called "Dinine Dama", which is made up of men and women who have put their faith into farming the land. They hope to use their profits to reinvest in their businesses and provide for their families' care.
Agriculteur de profession depuis 1990, Tchamdja né en 1963 a pour conjointe une ménagère. Ils ont 11 enfants dont 10 sur les bancs d’école. Le premier a 22ans et le dernier 06ans. Il est à son premier cycle de prêt à WAGES et ce prêt lui servira à acheter des intrants agricoles afin d’avoir un bon rendement. Notons qu’il est nommé pour être le responsable de leur groupement qui a pour nom « DININE DAMA » constitué de femmes et d’hommes qui ont mis leur foi en la terre,ils espèrent avec les profits, réinvestir dans l’activité et assurer la prise en charge de la famille.

Additional Information

More information about this loan

This loan is part of a special WAGES program for groups of Togolese farmers and livestock breeders, offering financing at a lower interest rate in addition to relevant training. The reduced interest rate is designed to hit a sweet spot, empowering clients in rural Togo to capture significant, impactful profits and become more financially stable after three credit cycles. WAGES is working with the Togolese government, Veterinarians Without Borders and the African Institute for Economic and Social Development to make this program possible. By supporting this loan, you're extending opportunity in a country where 70% of the population works in agriculture but financing options remain scarce.

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Togo

  • $1,700
    Average annual income
  • 0
    View loans »
    Togo Loans Fundraising
  • $8,595,300
    Funds lent in using Kiva
  • 506.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD