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Naila's Group
In this Group: Naila, Shaheen, Sabra, Nelofar, Fareeda, Aashi , Zahid, Naseem, Waheeda, Rabia
Naila is a 50-year-old hard-working and diligent woman. She lives in Punjab, Pakistan with her husband, 3 daughters and 3 sons. Her husband supplies goods in a market and earns a good income, while one of her sons works as a salesman.

Since 1999, Naila has run her own general store. She works very hard and honestly. Currently she is in need of additional capital for the growth of her business. And for that, as a member of a 10-person lending group, she has requested a loan from Kiva partner BRAC Pakistan to purchase some goods for her general store like soft drinks, shampoo, soap, pulses, rice, etc. With the profit she wants to establish some savings for her children's future. She dreams of owning her own house, as she is currently living in a rented house. She is very much hoping that the loan will be a lucky and productive one for her family. She sends her greetings to BRAC and Kiva users.

Note: In the picture Naila holds a pink booklet in her hand.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 435
    View loans »
    Pakistan Loans Fundraising
  • $15,125,250
    Funds lent in using Kiva
  • 95.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Naila's Group's $1,950 loan helped a member to purchase goods for her general store.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 10, 2012
Nov 1, 2012
Currency Exchange Loss:
Aug 17, 2013