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Ramil is a hardworking man with simple hopes in life. Along with his family, he dreams of sustaining his fruit and vegetable store that is situated near his house in Agsu.

Now, through his second loan, he is requesting an amount of 1500 AZN. With it, he plans to buy a variety of fruits and vegetables and other items people can purchase in his store. By increasing the capital investment in his business, he is hopeful that he can earn more profits, which will be used to support the daily needs of his family and to improve their lifestyle little by little.

Ramil is married and is a lovely father of two school-aged children.

Additional Information

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.

About Azerbaijan

  • $10,800
    Average annual income
  • 32
    View loans »
    Azerbaijan Loans Fundraising
  • $14,344,150
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,925 helped Ramil to buy a variety of fruits and vegetables.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Oct 4, 2012
Oct 20, 2012
Currency Exchange Loss:
Feb 17, 2014