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Apaau is a 37-year-old married woman with four children. She would like to start growing taro plants and bananas to earn a living.

Apaau has requested a loan to buy taro plants, chemical and equipment to start her business. She has been a member of SPBD for one year. Apaau will use her profits to pay her children's school fees.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 13
    View loans »
    Samoa Loans Fundraising
  • $7,960,550
    Funds lent in using Kiva
  • 2.3
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Apaau to buy taro plants, chemicals, fertilizer, bush knives and a wheel barrow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 27, 2012
Oct 20, 2012
Currency Exchange Loss:
Oct 17, 2013