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Gulshan
Gulshan is a 49 year-old woman, an internally displaced person who lives with her family in an IDP Settlement. She is married and has one son. She raises seasonal fruits and vegetables such as pomegranates, queen-apples, pears and cherries. In summer, she raises fruits and in autumn-winter, vegetables, such as potatoes, pumpkins and carrots.

Her monthly income is 120 AZN. She usually sells her crops to the local market vendors. People use fresh vegetables everyday and consider them healthy. Many national dishes are made of vegetables, like pilau and dolma. Fresh fruits serve every table in Azerbaijan family and also make fresh punch. Her husband helps her a lot in raising crops.

She applied for 2000 AZN to buy more seeds and fertilizers. This will be her third loan, and she has a good client history.

Additional Information

More information about this loan

This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities. 

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 26
    View loans »
    Azerbaijan Loans Fundraising
  • $13,991,525
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,550 helped Gulshan to buy seeds and fertilizers.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 3, 2012
Listed
Oct 20, 2012
Currency Exchange Loss:
Covered
Ended:
Feb 17, 2014