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Ana Editha

Update on Ana Editha

This is Ana Editha, who is 42 years old and a resident of Dasmariñas, Cavite, Philippines. She is a mother to her children. She manages her household while operating her business. At this time, she is working hard to continually provide income for their everyday expenses.

Ana Editha operates a buy and sell business. What she basically does is buy general merchandise from wholesalers and resells them with a little profit. Her products are men's and women’s clothes and like products. Customers are attracted to buy by her low selling prices and the many options she offers. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 300 in sales every day.

To help her continue operations, she is requesting a PHP 35,000 loan. She will use the loan to buy ready-to-wear products and merchandise items to expand her product inventory. She expects a boost in her business income as she expands her business.

Ana Editha hopes to be able to expand her business and dreams to have a good life. She faithfully meets up with her co-fellowship* members to share stories of their work every week. It is where she can also draw strength and inspiration from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.

Previous Loan Details

Ana Editha, aged 42, is a resident of Cavite, Philippines. She is the mother of two children who are both in high school. Ana Editha manages her own household while operating her business. She is currently working hard to continually provide income for their everyday expenses. Ana Editha opera... More from Ana Editha's previous loan »

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Philippines

  • $1175
    Average annual income
  • 1401
    View loans »
    Philippines Loans Fundraising
  • $56,546,075
    Funds lent in using Kiva
  • 41.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Ana Editha to buy ready-to-wear clothing and merchandise items.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 19, 2012
Listed
Oct 20, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2013
This photo was used before for a previous loan for Ana Editha. It was first posted on Kiva on Jul, 2012. Learn More