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Mavluda came to MDO Arvand to increase her product turnover. She sells food products at the central market. She sells ginger bread, sugar and various cookies. Her husband also has a retail outlet, where he sells discs and newspapers. Mavluda lives with her husband's parents, and she and her husband plan to purchase their own apartment in the future, but do not have enough money for it yet. This is why, she wants to expand her business and increase her income. Mavluda plans to use this loan to purchase food products.
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Мавлуда обратилась в МДО Арванд, чтобы увеличить свой товарооборот. Она торгует на центральном рынке продуктами питания. Она продает пряники, сахар, различные печенья. Муж также имеет торговую точку на рынке, он продает диски и газеты. Мавлуда живет с родителям мужа, в будущем они с мужем планируют приобрести свою квартиру, но пока у них не достаточно денежных средств. Для этого она хочет расширить свой бизнес и увеличить доход.
На полученный кредит планирует закупить продукты питания.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 106
    View loans »
    Tajikistan Loans Fundraising
  • $29,901,400
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Mavluda to purchase food products.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 11, 2012
Oct 17, 2012
Currency Exchange Loss:
May 17, 2014