Filipina is 25 years old and married, with no children. She has a small garden where she grows taro and bananas that she can sell in her community or at the market. She has been doing this for 3 years. Filipina needs a loan to buy equipment, chemicals and fertilizer. She has been a member of SPBD since 2010. Filipina will use the profits from her sales to expand her business and to save some more money for her children's education in the future.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.