Kuini is 42 years old and married with three children. She wants to start a small business making and selling handy crafts in her community. To do this, she needs a loan to buy tools and wood supplies. In the future, Kuini hopes to expand her business and to save more money for her children's education. She joined SPBD in 2011 to gain access to its financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.